Delivering Strategic Intelligence for Cross-Border Decision Making
SHADi Associates is an independent research and advisory firm helping globally mobile individuals and companies make informed cross-border decisions.
SHADi Associates Knowledge Series
Country Guides: €9.99
Complete residency and property investment guides for Spain, Portugal, Greece, Malta, Hungary, and Croatia. Each 150-230 page guide explains exactly how to obtain residency visas (D7, Non-Lucrative, Golden Visa, Digital Nomad permits), buy property, navigate immigration offices, register with tax authorities, and handle daily administrative systems. Based on comparative field research, these books decode how bureaucracy actually works — not just what the law says — helping you avoid delays, denials, and expensive mistakes before relocating or investing.
Covers: Visa application processes, property purchase procedures, tax registration (NIE, NIF, AFM), healthcare enrollment, banking requirements, cost breakdowns by city, and what immigration offices don't tell you.
Quick Guides: €7.99
Focused 45-70 page guides for fast-track understanding of residency systems, property markets, and administrative processes in Spain, Portugal, Greece, Malta, Hungary, and Croatia. Each guide explains visa pathways (MPRP, GRP, Nomad Permits, Non-Lucrative, Digital Nomad), property buying vs renting, NIE/NIF/AFM registration, healthcare access, and common bureaucratic obstacles — without the 200-page deep dive.
Perfect for comparing destinations quickly, understanding which visa you qualify for, spotting red flags before committing, and getting actionable clarity on immigration requirements, property ownership restrictions, and cost realities by region.
What you get: Visa eligibility breakdowns, property market warnings, administrative system flowcharts, cost comparisons, and the friction points that delay 80% of applications.
Study Series — €7.99
80-110 page guides for international students planning to study in Germany, Australia, Hungary, Italy, or Spain. Each book explains student visa requirements (Section 16b, Subclass 500, study permits), university admission processes, tuition costs, work rights during studies (120/240 days Germany, 40 hours/fortnight Australia, 30 hours/week Spain), post-graduation work visas (18-month Germany extension, 2-4 year Australia PSW, TIE conversion Spain), and how student years count toward permanent residence pathways.
Perfect for high school graduates, parents evaluating study-abroad ROI, and students planning to stay long-term after graduation. Covers what universities don't tell you: blocked account requirements (€992/month Germany), scholarship eligibility, pathway from student visa to work permit, and which degrees actually lead to residence.
What you get: Visa application checklists, tuition/living cost breakdowns by city, post-study work permit timelines, university rankings vs visa-approval rates, and exactly how to transition from student to resident without gaps.
SHADi Associates Consulting Services
Bronze Consultation — 30 Minutes (€90)
Focused 30-minute video session to answer your urgent questions about residency visas, property purchase requirements, or administrative processes in one specific country (Spain, Portugal, Greece, Malta, Hungary, Croatia, Germany, Australia, Italy).
Perfect for:
"Do I qualify for a D7/Non-Lucrative/Digital Nomad visa?"
"What's the real timeline for Golden Visa approval?"
"Should I buy property before or after getting residency?"
"Which country actually works for my income/profile?"
"What's the actual cost to move to [country]—all-in?"
You get direct answers from Mohammad Ali Azad Samiei (MPhil Social Anthropology, MBA, Fulbright Scholar, founder of SHADi Associates) who has decoded residency bureaucracies across 10+ countries. No generic advice, no sales pitch—just structural clarity on what actually happens when you apply, where delays come from, and what your real options are.
Walk away with: Clear next steps, red flags specific to your profile, realistic timelines, and exactly which documents matter (and which don't).
Silver Consultation — 60 Minutes (€140)
Extended 60-minute video session for in-depth residency planning across multiple countries or complex visa situations. Perfect for comparing Spain vs Portugal vs Greece, evaluating D7 vs D8 vs Non-Lucrative pathways, understanding property purchase timing, or planning family relocation with dependent visas.
Perfect for:
Comparing 2-3 countries side-by-side (costs, timelines, visa requirements)
Complex income situations (freelance, mixed sources, rental income)
Family relocation planning (spouse visas, school enrollment, dependent requirements)
Property investment strategy (buy before residency vs after, tax implications)
Tax optimization questions (NHR Portugal, Beckham Law Spain, non-dom Malta)
You get detailed analysis from Mohammad Ali Azad Samiei covering visa eligibility across multiple pathways, realistic all-in costs by country, document preparation checklists, institutional timeline breakdowns, and red flags specific to your profile. Includes post-session summary notes.
Walk away with: Multi-country comparison matrix, document strategy roadmap, timeline expectations, and exactly which visa pathway matches your income/family/goals.
Gold Consultation - 90 Minutes + Books (€240)
Premium 90-minute strategy session + one Long Country Guide (€19.99 value) + one Short Guide (€9.99 value) included. Designed for families, high-net-worth individuals, or complex cases requiring multi-country residency analysis, property investment strategy, tax optimization planning, and long-term citizenship pathways.
Perfect for:
Comprehensive 3-5 country comparison (Spain vs Portugal vs Greece vs Malta vs Croatia)
Investment residency decisions (Golden Visa, MPRP, GRP, Guest Investor programs)
Tax residency optimization (NHR Portugal, Beckham Law Spain, non-dom Malta, EU treaty benefits)
Family relocation with children (school systems, dependent visas, healthcare enrollment)
Entrepreneur/self-employed visa pathways (D2, autónomo, freelance documentation)
Citizenship timeline planning (5-year pathways, language requirements, naturalization strategies)
You get 90 minutes with Mohammad Ali Azad Samiei (MPhil Social Anthropology, MBA, Fulbright Scholar) covering: detailed visa eligibility analysis across multiple countries, property purchase vs rental strategies, all-in cost projections by destination, tax residency implications, institutional timeline mapping, and document preparation roadmap.
Includes: Post-session written strategic report (5-10 pages) summarizing visa recommendations, country rankings for your profile, action timeline, critical red flags, and next-step checklist + your choice of one 150-230 page Country Guide + one 45-70 page Quick Guide.
Walk away with: Complete residency strategy, country decision matrix, tax optimization plan, institutional navigation roadmap, and €30 worth of books to support execution.
Budapest Real Estate Navigation Service: €3,000
Expert property search and purchase navigation for buyers and investors in Budapest, Hungary. We decode how Hungary's property market, non-EU buyer permit system, and administrative processes actually work — connecting market realities, legal requirements (Kormányhivatal permits, land registry, notary procedures), and institutional barriers so you move from search to signed contract with structural clarity.
We are not brokers or relocation agents. We don't hold client funds, negotiate prices, or earn commissions. We provide independent analysis, red-flag detection, and institutional navigation.
Our process uses two brief questionnaires completed in stages to identify your goals, budget constraints, district preferences, and risk tolerance. Using this, we conduct an independent search across Budapest's property market and present a vetted shortlist of five properties ready for purchase — each with analysis, red-flag assessment (permit issues, building violations, title defects), and a clear process roadmap from legal counsel to notary to land registry.
Pricing: €1,000 non-refundable search fee to begin. €2,000 success fee upon signing the preliminary purchase agreement. Total: €3,000 per transaction. All legal and notary fees paid directly by you to your chosen counsel — we provide vetted referrals but collect nothing on their behalf.
How It Works
Step 1. Orientation.
You complete two short questionnaires in stages. These clarify your goals, constraints, district preferences (District V, VI, VII permit restrictions vs XIII, XVIII accessibility), and risk tolerance — the foundation of the search brief.
Step 2. Shortlisting.
We identify and verify five property options matching your profile. Each includes analysis (location, building quality, legal status), red-flag notes (non-EU buyer permit timeline, address card lakcímkártya setup, title verification), and context about legal and administrative exposure specific to Hungary's discretionary system.
Step 3. Purchase & Completion.
You engage directly with vetted legal counsel and service providers (notary, land registry, Kormányhivatal for non-EU permits). We remain in the background to ensure continuity and clarity until the preliminary contract is signed and permit process initiated.
Throughout the process, transparency is maintained at every stage — it is the condition that builds trust between you, your legal advisors, and the Hungarian property system you're entering.
Perfect for: Non-EU buyers navigating Hungary's discretionary property permit system, expats avoiding overpriced "foreigner-targeted" listings, investors assessing Budapest district-level restrictions, and anyone needing institutional literacy before committing €200K-€500K to Hungarian real estate.
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Contact SHADi Associates
SHADi Associates offers structural intelligence for cross-border decision-making.
We do not sell access, file paperwork, or act as intermediaries. Our role is to provide clients with a verified, comparative understanding of how systems work — so decisions are made with foresight, not guesswork.
Use the form below for inquiries about:
Country and quick Guides
Study series (Guides for Students)
Consulting (Bronze, Silver, or Gold sessions)
B2B briefings or professional collaborations
All communication is managed digitally.
Messages are responded to within two business days.